Bandhan Bank on April 28 reported a 68 percent jump in net profit after tax to Rs 534 crore in the quarter ended March 31, 2026 as compared to Rs 314 crore in the year-ago period due to better asset quality. On a sequential basis, the profit grew two-fold as compared to Rs 205 crore in the third quarter of the fiscal year.
For the full year, the mid-sized private lender reported a PAT of Rs 1,224 crore.
"Bandhan Bank’s FY 2025–26 performance underscores the strength of our franchise, supported by disciplined execution and diversifying business model," MD & CEO, Partha Pratim Sengupta said.
Net interest income (NII) as of Q4 FY26 stood at Rs 2,796 crore, versus Rs 2,756 crore in the prior corresponding quarter, representing a year-on-year growth of 1.4 per cent.
Net Interest Margin (NIM) for the quarter was 6.2 percent in Q4 FY26, while margins for the full-year stood at 6.1 percent. The bank’s capital adequacy ratio, including profits, stood at 18.0 percent for year ended March 2026.
Total deposits grew 10 percent on a year-on-year basis to Rs 1.66 lakh crore, while gross advances rose 12.6 percent to Rs 1.54 lakh crore.
In terms of asset quality, the bank reported a stronger net non-performing asset (NPA) ratio of 1 percent as at the end of FY26, as compared to 1.3 percent in the previous corresponding quarter. Additionally, the gross NPA ratio stood at 3.3 percent, as compared to 4.7 percent in Q4 FY25.
Bandhan Bank's board has recommended a dividend of Rs 1.50 per share.
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