L&T Finance on Friday said that its retail disbursements surged by 62% to ?24,080 crore in the fourth quarter of previous financial year (Q4FY26) from ?14,899 crore in the same period last year. For financial year 2025-26, L&T Finance's retail disbursements surged 39% to ?83,190 crore.

The company's rural business finance came in at ?7,200 crore, up 41%, farmer finance advanced 16% to ?2,035 crore, urban finance gained 61% to ?9,840 and SME finance rose 20% to ?1,835.

L&T Finance added that its retail loan book at the end of financial year 2026 was estimated at ?1,19,500 crore.

The company had posted an approximate 49% YoY growth in its retail disbursements (or retail finance) to an estimated ?22,690 crore during the third quarter of previous fiscal.

L&T Finance’s disbursement from the rural business stood at ?6,740 crore for the third quarter of FY26, marking a 46.55% annual jump from ?4,599 crore in the corresponding quarter of the 2024-25 fiscal year.